The term “Financial Planning” is tossed about in the financial services industry as if it's a byproduct of something else. This poses the question: “What is Financial Planning?” Explaining the process of Financial Planning might best be said by … [Read more...]
It's not just for the rich... Estate Planning is for everyone. It's not just for avoiding taxes... it's for the planned transfer of property according to your wishes.
Strategies for protecting family interests must be determined and recorded prior to the event (death). Lacking a simple Will, Living Will, Power of Attorney, or Trust(s) can add to the grief of a family already in the midst of a tragedy. Failed planning in this area can derail the surviving members of your family for the rest of their lives.
Spend some time in this category and become familiar with these topics. All topics may not apply to you but some will. Don't leave your estate planning to chance. And don't be caught dead without the proper estate planning documents in place... it'll be too late and your family can suffer.
When it comes to understanding annuities, complexity is not the only issue, it’s just downright confusing. As a consumer, more than one challenge is before you. Not only is it difficult to make heads or tails of what you’re buying, but sifting … [Read more...]