The term “Financial Planning” is tossed about in the financial services industry as if it's a byproduct of something else. This poses the question: “What is Financial Planning?” Explaining the process of Financial Planning might best be said by … [Read more...]
In our Risk Management category you'll find topics such as life insurance, disability insurance, annuities, corporate structures, along with a few other topics.
Risk Management is the concept of identifying and evaluating loss exposure and is normally associated with the word Insurance. But Risk Management is much more than buying insurance.
Risk is part of life and is involved in everything you do. Catastrophic events to simple aggravations can impact your financial world. Inefficiencies in managing risk can deprive you and your family of future wealth. Poorly managed risk can impact multiple generations.
Learning how appropriately identify risk and using the correct tools to manage risk plays a huge role in creating a personal financial plan. Get busy learning about risk and how to manage its economic impact.
Life throws us curve balls and sometimes life will “strike" you out… literally. Here’s what I mean; you’ve worked hard and your career is taking off. You married your sweetheart, have babies, bought that dream house, and are driving around in a … [Read more...]
When it comes to understanding annuities, complexity is not the only issue, it’s just downright confusing. As a consumer, more than one challenge is before you. Not only is it difficult to make heads or tails of what you’re buying, but sifting … [Read more...]
Here's a few tips to help you make good decisions when buying life insurance. Life insurance is typically sold. I prefer you to be in the driver's seat and “buy” life insurance rather than be "sold" life insurance. These few tips will equip you … [Read more...]
They come into this world and no doubt change yours forever. We're moved in ways we didn't think possible... love them in ways we never imagined. Thus, we are vulnerable to bias' when it comes to doing them the greater good. We want to do what's … [Read more...]